straight answers, from Hudson
Home, auto and business insurance from Hudson, Florida
I’m Chris Chase, an independent insurance broker based in Hudson, helping Florida families and small businesses compare the insurance companies available to me. Start with a quote request or call me to discuss a new policy, a renewal or coverage questions.
- Licensed in Florida, #G193830
- I shop more than one company
- You talk to me, not a call center
(813) 323-9481
What brings you here?
- The property address and the year it was built
- The year the roof was replaced
- Any wind mitigation or four-point inspection report
- Your closing date
- Send me the declarations page from your current policy. That’s the summary page.
- I’ll shop it against the companies I work with.
- I can’t promise it’ll come out lower, but you’ll know where you stand.
- The year, make and model, or the VIN
- Who’s driving, and their license numbers
- Your current policy, if you have one
- The lender, if the car is financed
- Your business name and what you do
- Roughly what you bring in a year, and your payroll if you have employees
- What the customer or contract is asking for
- Your deadline
Just have a question? Ask me. You don’t have to buy anything.
nice to meet you
I’d rather explain it than sell it.
I got into insurance because I like helping people understand how to protect the things that matter most to them. I’m a dad, and my family is a big reason I built this agency. I know how much a household depends on things being stable.
So I take the time to talk with you, figure out what you need, and explain what you’re buying. And I stay involved after the quote goes out.
Licensed Florida insurance broker · FL License #G193830 · NPN 21407586
here’s how I read a renewal
Your renewal, in plain English.
Most people never read past the price. Tap a line on this sample and I’ll tell you what it means and what to ask about it.
Hurricane deductible
That’s 2% of your dwelling coverage, not 2% of the damage. On this sample it’s $6,400 out of your pocket before the policy pays for hurricane damage. In Florida it applies once per calendar year.
Ask me: what would a different hurricane deductible do to my price?
Ask Chris about my renewalSee the full sampleWhat I can help you with
Homeowners insurance
Roof age, inspections, hurricane deductibles and flood. I’ll help you sort out what applies to your house.
Auto insurance
What Florida requires, what it leaves out, and what each step up costs.
Commercial insurance
General liability, workers’ comp and commercial property, plus proof of insurance when a job asks for it.
I also help with renters, condo, landlord, flood, motorcycle, health and Medicare coverage.
Based in Hudson? Explore homeowners insurance in Hudson, FL and auto insurance in Hudson, FL, or see the Hudson insurance overview.
the questions I get most
The field guide
Home · Guide
Florida home insurance and roof age
Why the year on your roof decides so much, and what the law says a company can and can’t do about it.
Home · Interactive sample
Read a renewal line by line
Auto · Interactive sample
Compare two quotes side by side
Auto · Short answer
Why did my car insurance go up?
Quotes · Checklist
What you need for an insurance quote
How it works
Four simple steps
- 1
Tell me what you need
Auto, home, or business. Call me or send a request.
- 2
I gather the details
I’ll ask for what the insurance companies need to quote.
- 3
I compare options
I check the companies available to me for your situation.
- 4
I explain and set it up
I go over the options with you and help you put coverage in place. I’m still around after that.
Questions I hear a lot
Why did my car insurance go up when I didn’t have an accident?
Rates can change for reasons that have nothing to do with your driving, like repair costs, claims in your area, or a company adjusting its pricing. I can look at your current policy and see what other options are available.
Can you find me cheaper insurance?
Sometimes, yes. I can’t guarantee it, but I can compare the carriers available to me and show you where you stand.
Why does the insurance company care about my roof?
In Florida, the roof’s age, type, and condition affect which companies will offer coverage and at what price. I’ll ask about it up front so there are no surprises.
What do you need to give me a quote?
For auto: drivers, vehicles, address, driving history, and your current coverage. For home: the property address, year built, roof details, updates, and claims history. I’ll walk you through it.
Do I have to live near Hudson to work with you?
No. I’m based in Hudson and help clients throughout Florida by phone and email. I’m licensed in Florida only.
Do you insure small businesses?
Yes. I help with general liability, workers’ comp and commercial property, and with proof of insurance when a job or contract asks for it. Start on the commercial insurance page.
What clients say on Google
Rating checked October 11, 2026. Selected reviews shown below.
Request a quoteAwesome coverage! This young man able to assist my family with health and auto insurance and we are -WELL PLEASED! Thanks Chris
Chris helped us find the perfect coverage for our social club
Work directly with Chris Chase
Chris is an independent insurance broker based in Hudson, Florida. He compares the insurance companies available to him, explains the options and stays available for policy questions and renewals.
Florida License #G193830 · NPN 21407586. Meet Chris and learn how he works.
Page updated October 29, 2026.
Ready to see your options?
Send a quote request or give me a call. A real person will get back to you.